Apex Trader Funding vs Topstep
Quick answer: Apex Trader Funding comes out ahead in our head-to-head, winning 5 of 6 decided metrics. Here is the full breakdown so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | Apex Trader Funding | Topstep |
|---|---|---|
| Up Trade Funded score | ✓96 | 92 |
| Profit split | ✓100% | 90% |
| Max payout (verified) | ✓$25,000 | Up to $12k cap |
| Cheapest account | $147 | ✓$49 |
| Max capital | ✓$300K | $150K |
| Exclusive discount | ✓80% | 30% |
| Evaluation | 1-step | 1-step |
| Payout speed | Same day | 1-3 days |
| Payout method | ACH / Wire | ACH / Wire / Wise |
| Promo code | RADAR80 | RADAR30 |
The verdict
Apex Trader Funding is our pick in this match-up. If you trade futures, Apex is the safest starting point in 2026: cheap to enter with a coupon, generous split, and a proven same-day payout record.
Prefer the other option? Topstep: Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
Apex Trader Funding vs Topstep — FAQ
Is Apex Trader Funding better than Topstep?+
On our data, Apex Trader Funding edges it — winning 5 of the compared metrics, including a Up Trade Funded score of 96/100. But the right pick depends on your market and budget; see the table above.
Which is cheaper, Apex Trader Funding or Topstep?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.