FTMO vs Topstep
These two are closely matched. Here is the full head-to-head so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | FTMO | Topstep |
|---|---|---|
| Up Trade Funded score | ✓94 | 92 |
| Profit split | 90% | 90% |
| Max payout (verified) | ✓Uncapped (14-day) | Capped per request (by size) |
| Cheapest account | $79 | ✓$49 |
| Max capital | $2M | ✓$150K |
| Exclusive discount | 0% | 0% |
| Evaluation | 2-step | 1-step |
| Payout speed | 1-2 days | 1-3 days |
| Payout method | Bank / Crypto / Skrill | ACH / Wire / Wise |
| Promo code | N/A | N/A |
The verdict
It is a close call. FTMO: FTMO is the gold standard for serious traders who value a bulletproof payout record over cheap entry. With OANDA now under its roof, it's the most structurally secure name in the space. Pay full price, but sleep well.
Prefer the other option? FTMO: FTMO is the gold standard for serious traders who value a bulletproof payout record over cheap entry. With OANDA now under its roof, it's the most structurally secure name in the space. Pay full price, but sleep well.
FTMO vs Topstep — FAQ
Is FTMO better than Topstep?+
They are closely matched — each wins a similar number of metrics. Your choice should come down to market focus, budget and payout preference.
Which is cheaper, FTMO or Topstep?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.