Earn2Trade vs Topstep

The verdict

Topstep is our pick in this match-up. Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.

Prefer the other option? Earn2Trade: The rules are unusually patient — no end date, no minimum trading days, an end-of-day drawdown through both the evaluation and the funded LiveSim stage, and a free reset on each rebill — which suits traders who want time rather than a deadline. The costs are where it gets expensive: a monthly subscription that keeps billing until you pass, a $139 LiveSim activation fee, market data on Live, and $50 per withdrawal through Rise against a $100 minimum. The split also rewards large withdrawals only, since anything below the tier threshold pays 50%. Earn2Trade's own 2025 figures (8.89% passed, roughly 18% of funded accounts ever withdrew) are worth reading before you subscribe.