Funded Trading Plus vs Topstep
Quick answer: Topstep comes out ahead in our head-to-head, winning 3 of 5 decided metrics. Here is the full breakdown so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | Funded Trading Plus | Topstep |
|---|---|---|
| Up Trade Funded score | 84 | ✓92 |
| Profit split | ✓100% | 90% |
| Max payout (verified) | ✓Up to 100% split | Capped per request (by size) |
| Cheapest account | $89 | ✓$49 |
| Max capital | $2.5M (scaled) | ✓$150K |
| Exclusive discount | 0% | 0% |
| Evaluation | 1-step | 1-step |
| Payout speed | 1-4 days | 1-3 days |
| Payout method | Bank / Crypto | ACH / Wire / Wise |
| Promo code | N/A | N/A |
The verdict
Topstep is our pick in this match-up. Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
Prefer the other option? Funded Trading Plus: One of the most flexible firms — no time pressure, multiple routes and a split that climbs to 100%. Great for traders who want rules that get out of the way, and it's open to US residents.
Funded Trading Plus vs Topstep — FAQ
Is Funded Trading Plus better than Topstep?+
On our data, Topstep edges it — winning 3 of the compared metrics, including a Up Trade Funded score of 92/100. But the right pick depends on your market and budget; see the table above.
Which is cheaper, Funded Trading Plus or Topstep?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.