FundingPips vs Topstep
Quick answer: FundingPips comes out ahead in our head-to-head, winning 4 of 6 decided metrics. Here is the full breakdown so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | FundingPips | Topstep |
|---|---|---|
| Up Trade Funded score | 88 | ✓92 |
| Profit split | ✓100% | 90% |
| Max payout (verified) | ✓$300,000 | Up to $12k cap |
| Cheapest account | ✓$32 | $49 |
| Max capital | ✓$300K | $150K |
| Exclusive discount | 10% | ✓30% |
| Evaluation | 2-step | 1-step |
| Payout speed | 1-3 days | 1-3 days |
| Payout method | Bank / Crypto | ACH / Wire / Wise |
| Promo code | RADAR10 | RADAR30 |
The verdict
FundingPips is our pick in this match-up. Outstanding value for CFD traders who want a cheap, flexible entry and a split that climbs to 100%. Just respect the strict funded rules — no weekend holding and tight news windows — or a passed challenge won't convert to a payout.
Prefer the other option? Topstep: Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
FundingPips vs Topstep — FAQ
Is FundingPips better than Topstep?+
On our data, FundingPips edges it — winning 4 of the compared metrics, including a Up Trade Funded score of 88/100. But the right pick depends on your market and budget; see the table above.
Which is cheaper, FundingPips or Topstep?+
FundingPips has the lower entry price (from $32), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.