Moneta Funded vs Topstep
Quick answer: Topstep comes out ahead in our head-to-head, winning 4 of 6 decided metrics. Here is the full breakdown so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | Moneta Funded | Topstep |
|---|---|---|
| Up Trade Funded score | 82 | ✓92 |
| Profit split | ✓100% | 90% |
| Max payout (verified) | ✓$2,300,000 | Up to $12k cap |
| Cheapest account | $75 | ✓$49 |
| Max capital | $2.3M | ✓$150K |
| Exclusive discount | 20% | ✓30% |
| Evaluation | 2-step | 1-step |
| Payout speed | 1-2 days | 1-3 days |
| Payout method | Crypto / Rise | ACH / Wire / Wise |
| Promo code | RADAR20 | RADAR30 |
The verdict
Topstep is our pick in this match-up. Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
Prefer the other option? Moneta Funded: An innovative new Saint Lucia CFD firm — the Sprint 1-hour challenge with instant 100% payouts is genuinely novel, and Moneta Markets backing helps. The big caveat is that it only launched in January 2026, so start small until it builds a payout record.
Moneta Funded vs Topstep — FAQ
Is Moneta Funded better than Topstep?+
On our data, Topstep edges it — winning 4 of the compared metrics, including a Up Trade Funded score of 92/100. But the right pick depends on your market and budget; see the table above.
Which is cheaper, Moneta Funded or Topstep?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.