Pipcy
1-step or 2-step · forex, indices, commodities & crypto funding · up to Up to $3M (scaling) · from $16.50
- High split (up to 95%), scaling up to $3M
- Multi-asset on MetaTrader 5; free trial
- Light Classic rules (12% max loss, no daily drawdown), 48h payouts
Affiliate link · may earn commission
- Assets
- Forex, indices, commodities & crypto
- Evaluation
- 1-step or 2-step
- Profit split
- Up to 95%
- Payout speed
- Within 48 hours
- Max capital
- Up to $3M (scaling)
- Price from
- $16.50
Accounts & pricing
| Account size | Price | Notes |
|---|---|---|
| $2.5K | $33 (1-step) / $16.50 (2-step) | funded up to $75K |
| $5K | $59 / $29.50 | funded up to $150K |
| $10K | $99 / $49.50 | funded up to $300K · best value |
| $25K | $199 / $99.50 | funded up to $750K |
| $50K | $329 / $164.50 | funded up to $1.5M |
| $100K | $619 / $309.50 | funded up to $3M |
Key rules
- Challenges
- Classic, Pips Mastery, Growth Plan
- Evaluation
- One-step or two-step (two-step is cheaper)
- Max loss
- 12%
- Daily drawdown
- None (Classic)
- Consistency
- None stated on Classic
- Minimum trading days
- 3
- News trading
- Not permitted (Classic table)
- Extras
- Free trial available; 50% launch discount code on site
Payouts
Payouts processed within 48 hours of request, eligible after 5 trading days. Up to a 95% performance split. Funded balances scale up to $3M.
Our review of Pipcy
Pipcy is a multi-asset prop firm on MetaTrader 5 — you can trade forex, indices, commodities and crypto from one funded account — with skill-based one- or two-step challenges and a performance split up to 95%. Entry is among the lowest here (a $2.5K two-step is about $16.50), a free trial is available, and funded balances scale a long way: from $75K on the smallest plan up to $3M on the largest.
The firm's Trustpilot rating is a solid 4.5/5 from 26 reviews — respectable for a newer name. The Classic challenge keeps rules light (12% max loss, no daily drawdown, 3 minimum trading days) and pays out within 48 hours of a request, so it's cheap and low-friction to test.
Verdict
Cheap, MetaTrader 5-based and well-rated (4.5/5), with multi-asset trading, a free trial and funded scaling up to $3M — an easy, low-risk firm to try.
Pros
- +High split (up to 95%), scaling up to $3M
- +Multi-asset on MetaTrader 5; free trial
- +Light Classic rules (12% max loss, no daily drawdown), 48h payouts
Cons
- –Smaller review count (26)
- –News trading not allowed on the Classic challenge
Pipcy FAQ
Is Pipcy legit?+
Pipcy holds a solid 4.5/5 Trustpilot rating from 26 reviews — respectable for a newer firm — and offers a free trial so you can test it cheaply.
What can I trade on Pipcy and what's the split?+
It's a multi-asset firm on MetaTrader 5 — forex, indices, commodities and crypto — with one- or two-step challenges and a performance split up to 95%.
How much does Pipcy cost and how large can accounts get?+
Challenges start at about $16.50 (a $2.5K two-step). Funded balances scale from $75K on the smallest plan up to $3M on the largest, with payouts processed within 48 hours.
Figures are compiled from Pipcy's official website and its public Trustpilot profile, last checked July 2026, and may change — reconfirm on the firm's site. Up Trade Funded is reader-supported: the Visit link is a referral link, which never affects our assessment.