FXIFY vs Topstep
These two are closely matched. Here is the full head-to-head so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | FXIFY | Topstep |
|---|---|---|
| Up Trade Funded score | 86 | ✓92 |
| Profit split | 90% | 90% |
| Max payout (verified) | ✓On-demand (1st) | Capped per request (by size) |
| Cheapest account | $129 | ✓$49 |
| Max capital | ✓$400K (scaled) | $150K |
| Exclusive discount | 0% | 0% |
| Evaluation | 2-step | 1-step |
| Payout speed | 1-3 days | 1-3 days |
| Payout method | Bank / Crypto / Rise | ACH / Wire / Wise |
| Promo code | N/A | N/A |
The verdict
It is a close call. FXIFY: The most customisable firm we track — ideal if you know exactly what challenge structure suits you. Beginners may prefer a simpler firm, and note the 30-day standard payout cycle.
Prefer the other option? FXIFY: The most customisable firm we track — ideal if you know exactly what challenge structure suits you. Beginners may prefer a simpler firm, and note the 30-day standard payout cycle.
FXIFY vs Topstep — FAQ
Is FXIFY better than Topstep?+
They are closely matched — each wins a similar number of metrics. Your choice should come down to market focus, budget and payout preference.
Which is cheaper, FXIFY or Topstep?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.