FXIFY
Highly customisable challenges with Instant, 1, 2 or 3-phase options.
- 90% profit split
- 1-3 days payouts
- 2-step evaluation
- Save 20% · code RADAR20
- Up to $400K capital
Affiliate link · may earn commission
- Profit split
- 90%
- Your share
- Evaluation
- 2-step
- Funding path
- Price from
- $89
- Cheapest account
- Payout speed
- 1-3 days
- Time to get paid
- Max capital
- $400K
- Scaling ceiling
- Payout reliability
- 86/100
- Pays consistently
Score breakdown
Weighted · payout reliability counts mostHow you get funded with FXIFY
Five steps from buying the challenge to cashing out — and the number that matters most at each stage.
- Step 11
Buy the challenge
$89→ $71 with RADAR20 - Step 22
Pass the evaluation
From 8% (phase 1)respect the drawdown - Step 33
Get funded
90% splitkeep up to 90% of profits - Step 44
Get paid
1-3 days1st on-demand, then 30 days - Step 55
Scale up
$400Kgrow your allocation
Our verdict on FXIFY
FXIFY (a UK firm founded in 2023 by Peter Brown and David Bhidey) lets you tailor your challenge — Instant, 1, 2 or 3 phases — with add-ons for a bigger split, faster payouts or a lower target. It trades FX, metals, indices, commodities and stocks on DXtrade, MT5 and TradingView, with an 80% split rising to 90%+ via add-ons. Payouts are on-demand for the first, then every 30 days (14 with an add-on).
In practice, that means you can get into a funded forex / stocks account for as little as $89 (about $71 after the RADAR20 code), keep 90% of your profits, and — the part that actually matters — expect payouts in 1-3 days. Where FXIFY stands out, and where it doesn't, comes down to the detail below: the 2-step evaluation, the drawdown model, and the rules that decide whether a passed challenge really converts into cash in your account.
How we review & sourcing: Our reviews are built from each firm's official website (fxify.com) alongside Prop Firm Match and other large public sources — trader communities and payout reports. Figures were last updated in July 2026. Prop-firm prices and rules change often, so always confirm the current terms on fxify.com before you buy.
Bottom line · The most customisable firm we track — ideal if you know exactly what challenge structure suits you. Beginners may prefer a simpler firm, and note the 30-day standard payout cycle.
Pros
- Fully customisable Instant / 1 / 2 / 3-phase challenges
- 80% base split, 90%+ with add-ons
- Wide instrument range and many payment methods
- First payout on demand; 4.4 Trustpilot
Cons
- So many options can overwhelm beginners
- Add-ons raise the effective price
- Standard payout cycle is 30 days (14 needs an add-on)
- No crypto instruments
Who FXIFY is best for
Best suited for
- Forex & multi-asset traders
- Budget-conscious traders testing a strategy
- Traders who want a 90%+ profit split
Use caution if you are
- Traders who dislike a two-phase challenge
- Anyone relying on one big winning day (consistency rules apply)
Availability & country restrictions
You evaluate and trade a FXIFY account entirely online, so your location only matters for compliance. Based in London, UK, FXIFY accepts traders from most of the world, but — like every regulated prop firm — it cannot onboard traders from internationally sanctioned countries and regions. Some jurisdictions may carry extra restrictions for compliance reasons.
Countries & regions FXIFY cannot onboard:
Compliance rules change often. Before you buy, confirm your country is eligible on the official FXIFY website (fxify.com) — some firms quietly add or remove jurisdictions.
How FXIFY compares to the average
FXIFY against the average of all 56 firms we track. Green means it beats the field.
| Metric | FXIFY | Avg |
|---|---|---|
| Up Trade Funded score | 86 | 84 |
| Profit split | 90% | 90% |
| Cheapest account | $89 | $73 |
| Max capital | $400K | $236K |
| Payout reliability | 86/100 | 84/100 |
Account sizes & pricing
Every FXIFY account size and its real out-of-pocket price — after our exclusive 20% code (RADAR20).
| Account | Price | With 20% code |
|---|---|---|
| $10,000 | $129 | $103 |
| $25,000 | $225 | $180 |
| $50,000 | $375 | $300 |
| $100,000 | $599 | $479 |
| $150,000 | $849 | $679 |
Key rules you must respect
These are the rules that decide whether a passed FXIFY account turns into a payout or an instant loss. Read them carefully — with most prop firms, traders don't fail because they can't make money, they fail because they trip a drawdown or consistency rule they skimmed over. The full, current terms always live on FXIFY's official site; the table below is our plain-English summary.
- Evaluation
- Instant / 1 / 2 / 3-phase (your choice)
- Profit target
- From 8% (phase 1)
- Max daily loss
- 5%
- Max overall loss
- 10%
- Profit split
- 80% base, up to 90%+ with add-ons
- Payout
- 1st on-demand, then 30 days (14 with add-on)
How to pass the FXIFY challenge
There's no secret to passing a FXIFY evaluation — just a repeatable process built around its specific rules. The goal isn't to get rich in a week; it's to reach the target without ever breaching a limit. The steps below are drawn straight from FXIFY's own requirements, in the order that matters. Follow them like a checklist and treat the evaluation as a discipline test, not a lottery ticket.
- 1Reach the profit target (From 8% (phase 1)) without breaching the loss limits — steady, repeatable trades beat one hero move.
- 2Set a hard stop well before the daily loss limit (5%); a single red day can end the account.
- 3Risk a small fixed amount per trade (many funded traders use 0.5–1% of the account) and stop trading once you hit the target.
Scaling plan
How you go from evaluation to funded and grow your capital with FXIFY.
Pass the evaluation
Clear the 2-step challenge from $89 (−20% with RADAR20).
Get funded
Trade the funded account with a 90% profit split and payouts in 1-3 days.
Scale up
Stay consistent and grow your allocation toward $400K.
Trading platforms
FXIFY lets you trade on 3 platforms and order-flow tools, so you can keep the charting and execution setup you already know. Pick the one that fits your style — read our full platform reviews before you commit.
FXIFY FAQ
The questions traders ask us most before funding a FXIFY account.
Is FXIFY worth it?+
FXIFY is a strong pick for traders who want to tailor their challenge exactly to their style, with competitive base pricing and useful add-ons across Instant, 1, 2 and 3-phase routes.
What's the FXIFY profit split?+
The base split is 80%, rising to 90% or higher through paid add-ons at checkout.
Is FXIFY legit and does it actually pay traders?+
FXIFY scores 86/100 on payout reliability in our index and has operated since 2023 out of London, UK, with a 90% profit split and payouts in 1-3 days. Before funding an account, check recent trader payout reports and confirm the current terms on the official site — most failed payouts trace back to a rule breach, not the firm refusing to pay.
Which countries can't use FXIFY?+
FXIFY cannot onboard traders from sanctioned or restricted jurisdictions, which typically include Afghanistan, Algeria, Belarus, Burundi, Central African Republic, Cote d'Ivoire, Crimea (Region of Ukraine), Cuba, Eritrea, Ghana, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Liberia, Libya, Myanmar (Burma), Nicaragua, North Korea, Palestinian Territory, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Vietnam, Yemen and Zimbabwe. Rules change, so always confirm your country is eligible on the official FXIFY site before you buy — some firms restrict extra countries for compliance reasons.
What happens if I break a rule on a FXIFY funded account?+
Breaching a hard rule — the maximum loss / trailing drawdown, or a daily loss limit where one applies — usually ends the account immediately, even if you were in profit at the time. Softer breaches (like a consistency rule) can instead delay or block a payout. This is why the drawdown type matters more than the profit split: read the Key rules section above before funding.
How long does it take to get funded with FXIFY?+
You need to clear the 2-step evaluation. Disciplined traders often pass in one to two weeks; there's no maximum time limit on most plans, so trade at your own pace rather than forcing it. From there you can request your first payout in 1-3 days.
What platforms and devices can I trade FXIFY on?+
FXIFY supports MetaTrader 5, DXtrade, TradingView. Most of these offer desktop, web and mobile apps, so you can manage trades from a phone.
Ready to get funded with FXIFY?
Use code RADAR20 for 20% off your evaluation. Score 86/100 · 1-3 days payouts · 90% split.
Compare FXIFY head-to-head
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Firm figures on this page are compiled from FXIFY's official website and Prop Firm Match, last updated July 2026. Up Trade Funded scores are our own editorial assessment. Prop-firm prices and rules change often — always confirm the current terms on the firm's official website before buying. Links marked "Visit" are affiliate links.