Topstep vs FTMO
These two are closely matched. Here is the full head-to-head so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | Topstep | FTMO |
|---|---|---|
| Up Trade Funded score | 92 | ✓94 |
| Profit split | 90% | 90% |
| Max payout (verified) | Capped per request (by size) | ✓Uncapped (14-day) |
| Cheapest account | ✓$49 | $79 |
| Max capital | ✓$150K | $2M |
| Exclusive discount | 0% | 0% |
| Evaluation | 1-step | 2-step |
| Payout speed | 1-3 days | 1-2 days |
| Payout method | ACH / Wire / Wise | Bank / Crypto / Skrill |
| Promo code | N/A | N/A |
The verdict
It is a close call. Topstep: Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
Prefer the other option? Topstep: Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
Topstep vs FTMO — FAQ
Is Topstep better than FTMO?+
They are closely matched — each wins a similar number of metrics. Your choice should come down to market focus, budget and payout preference.
Which is cheaper, Topstep or FTMO?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.