Finotive Funding
Cheap forex challenges with static drawdown, plus 1-step and Instant funding.
- 80% profit split
- 1-3 days payouts
- 2-step evaluation
- From $29
- Up to $200K capital
Affiliate link · may earn commission
- Profit split
- 80%
- Your share
- Evaluation
- 2-step
- Funding path
- Price from
- $29
- Cheapest account
- Payout speed
- 1-3 days
- Time to get paid
- Max capital
- $200K
- Scaling ceiling
- Payout reliability
- 82/100
- Pays consistently
Score breakdown
Weighted · payout reliability counts mostHow you get funded with Finotive Funding
Five steps from buying the challenge to cashing out — and the number that matters most at each stage.
- Step 11
Buy the challenge
$292-step evaluation - Step 22
Pass the evaluation
7.5% (Phase 1) / 5% (Phase 2)10% static (two-phase) - Step 33
Get funded
80% splitkeep up to 80% of profits - Step 44
Get paid
1-3 daysWeekly / bi-weekly (1st after 14 days) - Step 55
Scale up
$200Kgrow your allocation
Our verdict on Finotive Funding
Finotive Funding (founded 2021) is a forex-focused prop firm with a wide menu of programs — Two-Phase and One-Phase challenges plus Instant Funding (Standard and Lite) and its Finotive Pro line. Challenges are cheap to enter (from $29 on the $2,500 two-phase) and use a static maximum drawdown rather than a trailing one, with a 75% base profit split that scales substantially higher on the Pro line. It trades forex, metals, indices and crypto on MetaTrader 5 and Match-Trader, pays weekly or bi-weekly (first payout after 14 days), and reports over $14M in published payouts.
In practice, that means you can get into a funded forex / crypto account for as little as $29, keep 80% of your profits, and — the part that actually matters — expect payouts in 1-3 days. Where Finotive Funding stands out, and where it doesn't, comes down to the detail below: the 2-step evaluation, the drawdown model, and the rules that decide whether a passed challenge really converts into cash in your account.
How we review & sourcing: Our reviews are built from each firm's official website (finotivefunding.com) alongside Prop Firm Match and other large public sources — trader communities and payout reports. Figures were last updated in July 2026. Prop-firm prices and rules change often, so always confirm the current terms on finotivefunding.com before you buy.
Bottom line · Finotive Funding is a budget-friendly forex prop firm: cheap challenges, a fair static maximum drawdown and a wide choice of models (two-phase, one-phase, Instant and Pro). The trade-offs are a modest 75% base split until you scale, low Instant-Funding splits and a mixed public reputation. For cost-conscious forex traders on MT5 or Match-Trader it's a credible pick — always confirm the current terms before you buy.
Pros
- Very cheap challenge entry — from $29 on the $2,500 two-phase account
- Static maximum drawdown (not trailing) on the challenges
- Wide choice of models: Two-Phase, One-Phase, Instant Funding and Finotive Pro
- Forex, metals, indices and crypto on MT5 and Match-Trader; over $14M paid out
- Finotive Pro line scales the profit split well above the 75% base
Cons
- 75% base profit split — lower than some rivals until you scale
- Instant Funding splits start low (around 55–65%)
- Mixed public reputation on Trustpilot; no phone support
- Forex/CFD focus — no futures
Who Finotive Funding is best for
Best suited for
- Forex & multi-asset traders
- Crypto-enabled traders
- Budget-conscious traders testing a strategy
Use caution if you are
- Traders who dislike a two-phase challenge
- Very risk-averse traders (mid-tier score)
- Anyone relying on one big winning day (consistency rules apply)
Availability & country restrictions
You evaluate and trade a Finotive Funding account entirely online, so your location only matters for compliance. Based in Limassol, Cyprus, Finotive Funding accepts traders from most of the world, but — like every regulated prop firm — it cannot onboard traders from internationally sanctioned countries and regions. Some jurisdictions may carry extra restrictions for compliance reasons.
Countries & regions Finotive Funding cannot onboard:
Compliance rules change often. Before you buy, confirm your country is eligible on the official Finotive Funding website (finotivefunding.com) — some firms quietly add or remove jurisdictions.
How Finotive Funding compares to the average
Finotive Funding against the average of all 52 firms we track. Green means it beats the field.
| Metric | Finotive Funding | Avg |
|---|---|---|
| Up Trade Funded score | 84 | 84 |
| Profit split | 80% | 90% |
| Cheapest account | $29 | $70 |
| Max capital | $200K | $545K |
| Payout reliability | 82/100 | 84/100 |
Account sizes & pricing
Every Finotive Funding account size and its real out-of-pocket price — straight from the official site.
| Account | Price |
|---|---|
| $2,500 | $29 |
| $10,000 | $89 |
| $25,000 | $209 |
| $50,000 | $449 |
| $100,000 | $699 |
| $200,000 | $1099 |
Key rules you must respect
These are the rules that decide whether a passed Finotive Funding account turns into a payout or an instant loss. Read them carefully — with most prop firms, traders don't fail because they can't make money, they fail because they trip a drawdown or consistency rule they skimmed over. The full, current terms always live on Finotive Funding's official site; the table below is our plain-English summary.
- Evaluation
- 2-step (1-step & Instant also available)
- Profit target
- 7.5% (Phase 1) / 5% (Phase 2)
- Daily loss
- 5% (two-phase)
- Max drawdown
- 10% static (two-phase)
- Profit split
- 75% base, scaling higher on the Pro line
- Platforms
- MetaTrader 5, Match-Trader
How to pass the Finotive Funding challenge
There's no secret to passing a Finotive Funding evaluation — just a repeatable process built around its specific rules. The goal isn't to get rich in a week; it's to reach the target without ever breaching a limit. The steps below are drawn straight from Finotive Funding's own requirements, in the order that matters. Follow them like a checklist and treat the evaluation as a discipline test, not a lottery ticket.
- 1Reach the profit target (7.5% (Phase 1) / 5% (Phase 2)) without breaching the loss limits — steady, repeatable trades beat one hero move.
- 2Set a hard stop well before the daily loss limit (5% (two-phase)); a single red day can end the account.
- 3Risk a small fixed amount per trade (many funded traders use 0.5–1% of the account) and stop trading once you hit the target.
Scaling plan
How you go from evaluation to funded and grow your capital with Finotive Funding.
Pass the evaluation
Clear the 2-step challenge from $29.
Get funded
Trade the funded account with a 80% profit split and payouts in 1-3 days.
Scale up
Stay consistent and grow your allocation toward $200K.
Trading platforms
Finotive Funding lets you trade on 2 platforms and order-flow tools, so you can keep the charting and execution setup you already know. Pick the one that fits your style — read our full platform reviews before you commit.
Finotive Funding FAQ
The questions traders ask us most before funding a Finotive Funding account.
How much does a Finotive Funding challenge cost?+
The two-phase challenge starts at $29 for a $2,500 account and scales to $1,099 for a $200,000 account. The one-phase challenge, Instant Funding (Standard and Lite) and Finotive Pro lines are priced separately — the two-phase is generally the cheapest evaluation route.
What is the profit split at Finotive Funding?+
The two-phase and one-phase challenges pay a 75% base split that scales higher with performance, and the Finotive Pro line scales higher still. Instant Funding pays a lower split (roughly 55–65%). Confirm the current split for your chosen model on the official site.
How does the Finotive Funding drawdown work?+
The two-phase challenge uses a 5% daily loss limit and a 10% static maximum drawdown measured from your starting balance (not trailing). The one-phase and Instant models use different limits, so check the exact figures for the plan you buy.
How and when does Finotive Funding pay out?+
Funded traders can request a first payout after 14 days of trading; withdrawals are then processed weekly or bi-weekly and typically arrive within 1–3 days. Finotive reports over $14M paid to its traders to date.
Is Finotive Funding legit and does it actually pay traders?+
Finotive Funding scores 82/100 on payout reliability in our index and has operated since 2021 out of Limassol, Cyprus, with a 80% profit split and payouts in 1-3 days. Before funding an account, check recent trader payout reports and confirm the current terms on the official site — most failed payouts trace back to a rule breach, not the firm refusing to pay.
Which countries can't use Finotive Funding?+
Finotive Funding cannot onboard traders from sanctioned or restricted jurisdictions, which typically include Cuba, Iran, North Korea, Syria, Russia and Crimea, Donetsk & Luhansk regions. Rules change, so always confirm your country is eligible on the official Finotive Funding site before you buy — some firms restrict extra countries for compliance reasons.
What happens if I break a rule on a Finotive Funding funded account?+
Breaching a hard rule — the maximum loss / trailing drawdown, or a daily loss limit where one applies — usually ends the account immediately, even if you were in profit at the time. Softer breaches (like a consistency rule) can instead delay or block a payout. This is why the drawdown type matters more than the profit split: read the Key rules section above before funding.
How long does it take to get funded with Finotive Funding?+
You need to clear the 2-step evaluation. Disciplined traders often pass in one to two weeks; there's no maximum time limit on most plans, so trade at your own pace rather than forcing it. From there you can request your first payout in 1-3 days.
What platforms and devices can I trade Finotive Funding on?+
Finotive Funding supports MetaTrader 5, Match-Trader. Most of these offer desktop, web and mobile apps, so you can manage trades from a phone.
Ready to get funded with Finotive Funding?
Start your evaluation from $29. Score 84/100 · 1-3 days payouts · 80% split.
Compare Finotive Funding head-to-head
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Firm figures on this page are compiled from Finotive Funding's official website and Prop Firm Match, last updated July 2026. Up Trade Funded scores are our own editorial assessment. Prop-firm prices and rules change often — always confirm the current terms on the firm's official website before buying. Links marked "Visit" are affiliate links.