Finotive Funding
A budget multi-asset firm offering an up-to-100% split.
- 100% profit split
- 1-5 days payouts
- 2-step evaluation
- Save 20% · code RADAR20
- Up to $200K capital
Affiliate link · may earn commission
- Profit split
- 100%
- Your share
- Evaluation
- 2-step
- Funding path
- Price from
- $55
- Cheapest account
- Payout speed
- 1-5 days
- Time to get paid
- Max capital
- $200K
- Scaling ceiling
- Payout reliability
- 82/100
- Pays consistently
Score breakdown
Weighted · payout reliability counts mostHow you get funded with Finotive Funding
Five steps from buying the challenge to cashing out — and the number that matters most at each stage.
- Step 11
Buy the challenge
$55→ $44 with RADAR20 - Step 22
Pass the evaluation
2-steprespect the drawdown - Step 33
Get funded
100% splitkeep up to 100% of profits - Step 44
Get paid
1-5 daysBi-weekly (fast track available) - Step 55
Scale up
$200Kgrow your allocation
Our verdict on Finotive Funding
Finotive Funding (founded 2021, CEO Oliver Newland, based in the UAE) is known for low prices paired with an up-to-100% split. It offers Instant Lite instant-funding plus 1-, 2- and 3-step routes across FX, metals, indices, energy, crypto and stocks on Match-Trader and MT5, with an almost-global reach (only Iran, North Korea and Palestinian Territory are restricted).
In practice, that means you can get into a funded forex / crypto / stocks account for as little as $55 (about $44 after the RADAR20 code), keep 100% of your profits, and — the part that actually matters — expect payouts in 1-5 days. Where Finotive Funding stands out, and where it doesn't, comes down to the detail below: the 2-step evaluation, the drawdown model, and the rules that decide whether a passed challenge really converts into cash in your account.
How we review & sourcing: Our reviews are built from each firm's official website (finotivefunding.com) alongside Prop Firm Match and other large public sources — trader communities and payout reports. Figures were last updated in July 2026. Prop-firm prices and rules change often, so always confirm the current terms on finotivefunding.com before you buy.
Bottom line · Outstanding value for traders who want an up-to-100% split with near-global access. Support and drawdown are the trade-offs for the low price.
Pros
- Up to 100% profit split
- Instant Lite plus 1/2/3-step routes
- Multi-asset: FX, metals, indices, crypto, stocks
- Open almost worldwide (accepts US)
Cons
- Support can be slower
- Tighter drawdown on cheapest plans
- Only Match-Trader and MT5
Who Finotive Funding is best for
Best suited for
- Forex & multi-asset traders
- Crypto-enabled traders
- Budget-conscious traders testing a strategy
- Traders who want a 90%+ profit split
Use caution if you are
- Traders who dislike a two-phase challenge
- Very risk-averse traders (mid-tier score)
- Anyone relying on one big winning day (consistency rules apply)
Availability & country restrictions
You evaluate and trade a Finotive Funding account entirely online, so your location only matters for compliance. Based in United Arab Emirates, Finotive Funding accepts traders from most of the world, but — like every regulated prop firm — it cannot onboard traders from internationally sanctioned countries and regions. Some jurisdictions may carry extra restrictions for compliance reasons.
Countries & regions Finotive Funding cannot onboard:
Compliance rules change often. Before you buy, confirm your country is eligible on the official Finotive Funding website (finotivefunding.com) — some firms quietly add or remove jurisdictions.
How Finotive Funding compares to the average
Finotive Funding against the average of all 56 firms we track. Green means it beats the field.
| Metric | Finotive Funding | Avg |
|---|---|---|
| Up Trade Funded score | 82 | 84 |
| Profit split | 100% | 90% |
| Cheapest account | $55 | $73 |
| Max capital | $200K | $236K |
| Payout reliability | 82/100 | 84/100 |
Account sizes & pricing
Every Finotive Funding account size and its real out-of-pocket price — after our exclusive 20% code (RADAR20).
| Account | Price | With 20% code |
|---|---|---|
| $2,500 | $55 | $44 |
| $5,000 | $95 | $76 |
| $10,000 | $189 | $151 |
| $50,000 | $699 | $559 |
| $100,000 | $1199 | $959 |
Key rules you must respect
These are the rules that decide whether a passed Finotive Funding account turns into a payout or an instant loss. Read them carefully — with most prop firms, traders don't fail because they can't make money, they fail because they trip a drawdown or consistency rule they skimmed over. The full, current terms always live on Finotive Funding's official site; the table below is our plain-English summary.
- Evaluation
- Instant Lite / 1-step / 2-step / 3-step
- Profit split
- Up to 100%
- Max daily loss
- 4%
- Max overall loss
- 8%
- Min trading days
- None
- News trading
- Allowed
How to pass the Finotive Funding challenge
There's no secret to passing a Finotive Funding evaluation — just a repeatable process built around its specific rules. The goal isn't to get rich in a week; it's to reach the target without ever breaching a limit. The steps below are drawn straight from Finotive Funding's own requirements, in the order that matters. Follow them like a checklist and treat the evaluation as a discipline test, not a lottery ticket.
- 1Reach the profit target without breaching the loss limits — steady, repeatable trades beat one hero move.
- 2Set a hard stop well before the daily loss limit (4%); a single red day can end the account.
- 3Risk a small fixed amount per trade (many funded traders use 0.5–1% of the account) and stop trading once you hit the target.
Scaling plan
How you go from evaluation to funded and grow your capital with Finotive Funding.
Pass the evaluation
Clear the 2-step challenge from $55 (−20% with RADAR20).
Get funded
Trade the funded account with a 100% profit split and payouts in 1-5 days.
Scale up
Stay consistent and grow your allocation toward $200K.
Trading platforms
Finotive Funding lets you trade on 2 platforms and order-flow tools, so you can keep the charting and execution setup you already know. Pick the one that fits your style — read our full platform reviews before you commit.
Finotive Funding FAQ
The questions traders ask us most before funding a Finotive Funding account.
Does Finotive Funding offer a 100% split?+
Yes — Finotive's split can reach up to 100%, unusually generous, and it pairs this with instant-funding and multi-step routes.
Who can trade with Finotive Funding?+
Almost anyone — its restricted list is very short (only Iran, North Korea and Palestinian Territory), so US and most other traders are welcome.
Is Finotive Funding legit and does it actually pay traders?+
Finotive Funding scores 82/100 on payout reliability in our index and has operated since 2021 out of United Arab Emirates, with a 100% profit split and payouts in 1-5 days. Before funding an account, check recent trader payout reports and confirm the current terms on the official site — most failed payouts trace back to a rule breach, not the firm refusing to pay.
Which countries can't use Finotive Funding?+
Finotive Funding cannot onboard traders from sanctioned or restricted jurisdictions, which typically include Iran, North Korea and Palestinian Territory. Rules change, so always confirm your country is eligible on the official Finotive Funding site before you buy — some firms restrict extra countries for compliance reasons.
What happens if I break a rule on a Finotive Funding funded account?+
Breaching a hard rule — the maximum loss / trailing drawdown, or a daily loss limit where one applies — usually ends the account immediately, even if you were in profit at the time. Softer breaches (like a consistency rule) can instead delay or block a payout. This is why the drawdown type matters more than the profit split: read the Key rules section above before funding.
How long does it take to get funded with Finotive Funding?+
You need to clear the 2-step evaluation. Disciplined traders often pass in one to two weeks; there's no maximum time limit on most plans, so trade at your own pace rather than forcing it. From there you can request your first payout in 1-5 days.
What platforms and devices can I trade Finotive Funding on?+
Finotive Funding supports Match-Trader, MetaTrader 5. Most of these offer desktop, web and mobile apps, so you can manage trades from a phone. News trading is allowed (check any limits in the rules).
Ready to get funded with Finotive Funding?
Use code RADAR20 for 20% off your evaluation. Score 82/100 · 1-5 days payouts · 100% split.
Compare Finotive Funding head-to-head
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Firm figures on this page are compiled from Finotive Funding's official website and Prop Firm Match, last updated July 2026. Up Trade Funded scores are our own editorial assessment. Prop-firm prices and rules change often — always confirm the current terms on the firm's official website before buying. Links marked "Visit" are affiliate links.