Fintokei
A Czech forex firm with a strong following in Japan and Asia.
- 90% profit split
- 1-4 days payouts
- 1-step evaluation
- Save 20% · code RADAR20
- Up to $200K capital
Affiliate link · may earn commission
- Profit split
- 90%
- Your share
- Evaluation
- 1-step
- Funding path
- Price from
- $44
- Cheapest account
- Payout speed
- 1-4 days
- Time to get paid
- Max capital
- $200K
- Scaling ceiling
- Payout reliability
- 84/100
- Pays consistently
Score breakdown
Weighted · payout reliability counts mostHow you get funded with Fintokei
Five steps from buying the challenge to cashing out — and the number that matters most at each stage.
- Step 11
Buy the challenge
$44→ $35 with RADAR20 - Step 22
Pass the evaluation
1-steprespect the drawdown - Step 33
Get funded
90% splitkeep up to 90% of profits - Step 44
Get paid
1-4 daysBi-weekly - Step 55
Scale up
$200Kgrow your allocation
Our verdict on Fintokei
Fintokei (founded 2023 by CEO David Varga, based in the Czech Republic) has built a strong following across Europe and especially Japan. It offers SwiftTrader (1-step), Pro Trader Swing (2-phase) and Start Trader (3-phase) challenges on cTrader, MT4, MT5 and TradingView, trading FX, metals, indices, energy and crypto, with an up-to-90% split. Rewards can be withdrawn in EUR, USD, CZK or JPY.
In practice, that means you can get into a funded forex / crypto account for as little as $44 (about $35 after the RADAR20 code), keep 90% of your profits, and — the part that actually matters — expect payouts in 1-4 days. Where Fintokei stands out, and where it doesn't, comes down to the detail below: the 1-step evaluation, the drawdown model, and the rules that decide whether a passed challenge really converts into cash in your account.
How we review & sourcing: Our reviews are built from each firm's official website (fintokei.com) alongside Prop Firm Match and other large public sources — trader communities and payout reports. Figures were last updated in July 2026. Prop-firm prices and rules change often, so always confirm the current terms on fintokei.com before you buy.
Bottom line · A polished, professional firm with a great dashboard and solid terms — especially strong for EU and Japanese traders. Note that US, China and India residents can't join.
Pros
- Three models: SwiftTrader, Pro Trader Swing, Start Trader
- Up to 90% profit split
- Strong reputation in the EU and Japan
- Multi-currency payouts (EUR / USD / CZK / JPY)
Cons
- US, China, India and Vietnam restricted
- EUR-denominated pricing
- Few Prop Firm Match reviews so far
Who Fintokei is best for
Best suited for
- Forex & multi-asset traders
- Crypto-enabled traders
- Traders who prefer a single-phase evaluation
- Budget-conscious traders testing a strategy
- Traders who want a 90%+ profit split
Use caution if you are
- Very risk-averse traders (mid-tier score)
- Anyone relying on one big winning day (consistency rules apply)
Availability & country restrictions
You evaluate and trade a Fintokei account entirely online, so your location only matters for compliance. Based in Czech Republic / Japan, Fintokei accepts traders from most of the world, but — like every regulated prop firm — it cannot onboard traders from internationally sanctioned countries and regions. Some jurisdictions may carry extra restrictions for compliance reasons.
Countries & regions Fintokei cannot onboard:
Compliance rules change often. Before you buy, confirm your country is eligible on the official Fintokei website (fintokei.com) — some firms quietly add or remove jurisdictions.
How Fintokei compares to the average
Fintokei against the average of all 56 firms we track. Green means it beats the field.
| Metric | Fintokei | Avg |
|---|---|---|
| Up Trade Funded score | 83 | 84 |
| Profit split | 90% | 90% |
| Cheapest account | $44 | $73 |
| Max capital | $200K | $236K |
| Payout reliability | 84/100 | 84/100 |
Account sizes & pricing
Every Fintokei account size and its real out-of-pocket price — after our exclusive 20% code (RADAR20).
| Account | Price | With 20% code |
|---|---|---|
| $5,000 | $44 | $35 |
| $10,000 | $119 | $95 |
| $20,000 | $179 | $143 |
| $50,000 | $369 | $295 |
| $200,000 | $1299 | $1039 |
Key rules you must respect
These are the rules that decide whether a passed Fintokei account turns into a payout or an instant loss. Read them carefully — with most prop firms, traders don't fail because they can't make money, they fail because they trip a drawdown or consistency rule they skimmed over. The full, current terms always live on Fintokei's official site; the table below is our plain-English summary.
- Evaluation
- SwiftTrader (1-step) / Pro Swing (2-phase) / Start (3-phase)
- Markets
- FX, metals, indices, energy, crypto
- Profit split
- Up to 90%
- Min withdrawal
- €100 / $100 / ¥20,000
- Min trading days
- None
- News trading
- Allowed
How to pass the Fintokei challenge
There's no secret to passing a Fintokei evaluation — just a repeatable process built around its specific rules. The goal isn't to get rich in a week; it's to reach the target without ever breaching a limit. The steps below are drawn straight from Fintokei's own requirements, in the order that matters. Follow them like a checklist and treat the evaluation as a discipline test, not a lottery ticket.
- 1Reach the profit target without breaching the loss limits — steady, repeatable trades beat one hero move.
- 2Risk a small fixed amount per trade (many funded traders use 0.5–1% of the account) and stop trading once you hit the target.
Scaling plan
How you go from evaluation to funded and grow your capital with Fintokei.
Pass the evaluation
Clear the 1-step challenge from $44 (−20% with RADAR20).
Get funded
Trade the funded account with a 90% profit split and payouts in 1-4 days.
Scale up
Stay consistent and grow your allocation toward $200K.
Trading platforms
Fintokei lets you trade on 4 platforms and order-flow tools, so you can keep the charting and execution setup you already know. Pick the one that fits your style — read our full platform reviews before you commit.
Fintokei FAQ
The questions traders ask us most before funding a Fintokei account.
Is Fintokei reputable?+
Fintokei has a strong, positive reputation particularly across Europe and Japan, with clean models and multi-currency payouts.
What models does Fintokei offer?+
SwiftTrader (a fast 1-step route), Pro Trader Swing (a 2-phase evaluation) and Start Trader (a cheaper 3-phase path from €44) — each suiting a different trader style.
Is Fintokei legit and does it actually pay traders?+
Fintokei scores 84/100 on payout reliability in our index and has operated since 2023 out of Czech Republic / Japan, with a 90% profit split and payouts in 1-4 days. Before funding an account, check recent trader payout reports and confirm the current terms on the official site — most failed payouts trace back to a rule breach, not the firm refusing to pay.
Which countries can't use Fintokei?+
Fintokei cannot onboard traders from sanctioned or restricted jurisdictions, which typically include Afghanistan, Bangladesh, Belarus, China, Cuba, India, Iran, Iraq, Myanmar (Burma), North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, United States of America, Venezuela, Vietnam and Yemen. Rules change, so always confirm your country is eligible on the official Fintokei site before you buy — some firms restrict extra countries for compliance reasons.
What happens if I break a rule on a Fintokei funded account?+
Breaching a hard rule — the maximum loss / trailing drawdown, or a daily loss limit where one applies — usually ends the account immediately, even if you were in profit at the time. Softer breaches (like a consistency rule) can instead delay or block a payout. This is why the drawdown type matters more than the profit split: read the Key rules section above before funding.
How long does it take to get funded with Fintokei?+
You need to clear the 1-step evaluation. Disciplined traders often pass in one to two weeks; there's no maximum time limit on most plans, so trade at your own pace rather than forcing it. From there you can request your first payout in 1-4 days.
What platforms and devices can I trade Fintokei on?+
Fintokei supports MetaTrader 4, MetaTrader 5, cTrader, TradingView. Most of these offer desktop, web and mobile apps, so you can manage trades from a phone. News trading is allowed (check any limits in the rules).
Ready to get funded with Fintokei?
Use code RADAR20 for 20% off your evaluation. Score 83/100 · 1-4 days payouts · 90% split.
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Firm figures on this page are compiled from Fintokei's official website and Prop Firm Match, last updated July 2026. Up Trade Funded scores are our own editorial assessment. Prop-firm prices and rules change often — always confirm the current terms on the firm's official website before buying. Links marked "Visit" are affiliate links.