Lark Funding
A Canadian firm with 1-, 3-step and instant routes across FX, crypto and stocks.
- 90% profit split
- 1-3 days payouts
- 1-step evaluation
- Save 20% · code RADAR20
- Up to $200K capital
Affiliate link · may earn commission
- Profit split
- 90%
- Your share
- Evaluation
- 1-step
- Funding path
- Price from
- $105
- Cheapest account
- Payout speed
- 1-3 days
- Time to get paid
- Max capital
- $200K
- Scaling ceiling
- Payout reliability
- 82/100
- Pays consistently
Score breakdown
Weighted · payout reliability counts mostHow you get funded with Lark Funding
Five steps from buying the challenge to cashing out — and the number that matters most at each stage.
- Step 11
Buy the challenge
$105→ $84 with RADAR20 - Step 22
Pass the evaluation
1-steprespect the drawdown - Step 33
Get funded
90% splitkeep up to 90% of profits - Step 44
Get paid
1-3 daysOn payout - Step 55
Scale up
$200Kgrow your allocation
Our verdict on Lark Funding
Lark Funding is a Canada-based firm (CEO Matt L) operating since 2022 across cTrader, DXtrade and Match-Trader. It offers a 1-Stage evaluation, a lower-cost 3-Stage route and Instant Funding, with an unusually broad market range for a CFD firm — forex, metals, indices, crypto, commodities and individual stocks. Trustpilot sits at 4.3 across 84 reviews.
In practice, that means you can get into a funded forex / crypto / stocks account for as little as $105 (about $84 after the RADAR20 code), keep 90% of your profits, and — the part that actually matters — expect payouts in 1-3 days. Where Lark Funding stands out, and where it doesn't, comes down to the detail below: the 1-step evaluation, the drawdown model, and the rules that decide whether a passed challenge really converts into cash in your account.
How we review & sourcing: Our reviews are built from each firm's official website (larkfunding.com) alongside Prop Firm Match and other large public sources — trader communities and payout reports. Figures were last updated in July 2026. Prop-firm prices and rules change often, so always confirm the current terms on larkfunding.com before you buy.
Bottom line · An established, broad-market firm with flexible evaluation types. Check the restricted-country list (including Quebec) and current payout terms before funding.
Pros
- Established since 2022 (4 years)
- 1-step, 3-step and Instant funding routes
- Trades FX, crypto, stocks and commodities
- Trustpilot 4.3 across 84 reviews
Cons
- Canada (Quebec) and many countries restricted
- Instant accounts are pricey (5K ~ $200)
- Payout terms not fully published on aggregators
- $7/lot FX commission
Who Lark Funding is best for
Best suited for
- Forex & multi-asset traders
- Crypto-enabled traders
- Traders who prefer a single-phase evaluation
- Traders who want a 90%+ profit split
Use caution if you are
- Very risk-averse traders (mid-tier score)
- Anyone relying on one big winning day (consistency rules apply)
Availability & country restrictions
You evaluate and trade a Lark Funding account entirely online, so your location only matters for compliance. Based in Canada, Lark Funding accepts traders from most of the world, but — like every regulated prop firm — it cannot onboard traders from internationally sanctioned countries and regions. Some jurisdictions may carry extra restrictions for compliance reasons.
Countries & regions Lark Funding cannot onboard:
Compliance rules change often. Before you buy, confirm your country is eligible on the official Lark Funding website (larkfunding.com) — some firms quietly add or remove jurisdictions.
How Lark Funding compares to the average
Lark Funding against the average of all 56 firms we track. Green means it beats the field.
| Metric | Lark Funding | Avg |
|---|---|---|
| Up Trade Funded score | 81 | 84 |
| Profit split | 90% | 90% |
| Cheapest account | $105 | $73 |
| Max capital | $200K | $236K |
| Payout reliability | 82/100 | 84/100 |
Account sizes & pricing
Every Lark Funding account size and its real out-of-pocket price — after our exclusive 20% code (RADAR20).
| Account | Price | With 20% code |
|---|---|---|
| $10,000 | $105 | $84 |
| $25,000 | $175 | $140 |
| $50,000 | $280 | $224 |
| $100,000 | $370 | $296 |
Key rules you must respect
These are the rules that decide whether a passed Lark Funding account turns into a payout or an instant loss. Read them carefully — with most prop firms, traders don't fail because they can't make money, they fail because they trip a drawdown or consistency rule they skimmed over. The full, current terms always live on Lark Funding's official site; the table below is our plain-English summary.
- Evaluation
- 1-Stage / 3-Stage / Instant Funding
- Markets
- FX, metals, indices, crypto, commodities, stocks
- FX leverage
- Up to 1:50
- FX commission
- $7 per lot round trip
- Stock commission
- $0.04 per share
- Payout method
- Rise (Riseworks)
How to pass the Lark Funding challenge
There's no secret to passing a Lark Funding evaluation — just a repeatable process built around its specific rules. The goal isn't to get rich in a week; it's to reach the target without ever breaching a limit. The steps below are drawn straight from Lark Funding's own requirements, in the order that matters. Follow them like a checklist and treat the evaluation as a discipline test, not a lottery ticket.
- 1Reach the profit target without breaching the loss limits — steady, repeatable trades beat one hero move.
- 2Risk a small fixed amount per trade (many funded traders use 0.5–1% of the account) and stop trading once you hit the target.
Scaling plan
How you go from evaluation to funded and grow your capital with Lark Funding.
Pass the evaluation
Clear the 1-step challenge from $105 (−20% with RADAR20).
Get funded
Trade the funded account with a 90% profit split and payouts in 1-3 days.
Scale up
Stay consistent and grow your allocation toward $200K.
Trading platforms
Lark Funding lets you trade on 3 platforms and order-flow tools, so you can keep the charting and execution setup you already know. Pick the one that fits your style — read our full platform reviews before you commit.
Lark Funding FAQ
The questions traders ask us most before funding a Lark Funding account.
Who is behind Lark Funding?+
Lark Funding is a Canada-based firm (CEO Matt L) operating since 2022, using a liquidity provider across cTrader, DXtrade and Match-Trader.
What can I trade with Lark Funding?+
A broad CFD range — forex, metals, indices, crypto, commodities and individual stocks (charged at $0.04 per share).
What evaluation types does Lark Funding offer?+
A 1-Stage evaluation, a cheaper 3-Stage evaluation and Instant Funding accounts up to $100K, plus a $200K one-step option.
Is Lark Funding legit and does it actually pay traders?+
Lark Funding scores 82/100 on payout reliability in our index and has operated since 2022 out of Canada, with a 90% profit split and payouts in 1-3 days. Before funding an account, check recent trader payout reports and confirm the current terms on the official site — most failed payouts trace back to a rule breach, not the firm refusing to pay.
Which countries can't use Lark Funding?+
Lark Funding cannot onboard traders from sanctioned or restricted jurisdictions, which typically include Afghanistan, Belarus, Central African Republic, Cuba, Democratic Republic of the Congo, Guam, Guinea, Haiti, Iran, Iraq, Libya, Mali, Myanmar (Burma), North Korea, Puerto Rico, Quebec (Canada), Republic of the Congo, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, US Virgin Islands, Venezuela and Yemen. Rules change, so always confirm your country is eligible on the official Lark Funding site before you buy — some firms restrict extra countries for compliance reasons.
What happens if I break a rule on a Lark Funding funded account?+
Breaching a hard rule — the maximum loss / trailing drawdown, or a daily loss limit where one applies — usually ends the account immediately, even if you were in profit at the time. Softer breaches (like a consistency rule) can instead delay or block a payout. This is why the drawdown type matters more than the profit split: read the Key rules section above before funding.
How long does it take to get funded with Lark Funding?+
You need to clear the 1-step evaluation. Disciplined traders often pass in one to two weeks; there's no maximum time limit on most plans, so trade at your own pace rather than forcing it. From there you can request your first payout in 1-3 days.
What platforms and devices can I trade Lark Funding on?+
Lark Funding supports cTrader, DXtrade, Match-Trader. Most of these offer desktop, web and mobile apps, so you can manage trades from a phone.
Ready to get funded with Lark Funding?
Use code RADAR20 for 20% off your evaluation. Score 81/100 · 1-3 days payouts · 90% split.
Compare Lark Funding head-to-head
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Firm figures on this page are compiled from Lark Funding's official website and Prop Firm Match, last updated July 2026. Up Trade Funded scores are our own editorial assessment. Prop-firm prices and rules change often — always confirm the current terms on the firm's official website before buying. Links marked "Visit" are affiliate links.