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VerticalProp logo

VerticalProp Review

New prop firmCrypto perpetuals

VerticalProp sells simulated, crypto-first trading accounts on its own web platform (1-Step and 2-Step evaluations and an Instant model), with rewards paid by Vertical LLC, a Delaware company that says it is not regulated.

Research checked
CryptoMetalsIndicesEnergy
  • 1-Step· 12% target
  • 2-Step· 10% then 5%
  • Instant· no evaluation

Some official terms conflict. VerticalProp's marketing pages, help centre and legal documents disagree on at least 8 material points, including whether funded accounts trade real capital (the Terms say they are simulated) and whether Vertical can take the other side of your trades; further differences are noted inline. See both versions

Reviewed by The Up Trade Funded Editorial Teamhow we reviewPublished
Not scored
New firm · see evidence status
List price from
$65
Models on sale
3
Document conflicts
8+ open
Research checked
16 Oct 2026
Compare models and prices ↓

Affiliate link · may earn commission

Account models
3 on sale
1-Step, 2-Step, Instant; plus a free 14-day trial
List price from
$65
2-Step $5K, one-time; no promotion verified
Profit split
Up to 95%
Highest split on all three models; some challenges reach it with a checkout add-on, and the base split is not published
Payout processing
1–3 business days
RiseWorks, after an admin approval with no stated time; crypto same day where enabled
Max starting size
$100K
Per account; combined cap $300K (FAQ) or $400K (Terms); no scaling plan
Platforms
Own web terminal
Browser-based; no other platform documented

Editorial assessment & evidence status

No numerical score

Basis

  • 14 official documents read
  • 15 list prices checked
  • 8 key conflicts open; more noted inline
  • No purchase, payout or support test

16 Oct 2026, 02:18–02:46 UTC. Methodology

Pricing transparency

Clear fees, unpriced add-on

All 15 list prices match between the selector and the help centre, but the split add-on has no published price and per-instrument commission and financing rates appear only in a table that loads in the browser.S1S2S23

Rule clarity

Clear core rules

Targets and loss limits per model come with worked examples; the daily-loss basis and Instant's post-payout floor are left to “your challenge”.S2S5

Payout conditions

Conditional

On-demand payouts from $100, but each needs an admin's approval with no stated time, the base split is unpublished, and the Terms make the funded account discretionary.S5S2S3

Operating history

Limited evidence

The Terms date from January 2026 and homepage testimonials still mention a beta. Its trader, volume and payout figures are its own and unverified.S3S1S16

Review platforms were not checked and the review widget on the homepage was not verified; that does not mean VerticalProp has no reviews.

The funded journey

How funding works at VerticalProp

Instant skips the evaluation, not the payout conditions.

  1. Step 1

    Choose a model

    3 models
    No public restricted-country list: ask support first.
  2. Step 2

    Buy and get access

    From $65
    One-time fee by card or crypto; first trade within 30 days.
  3. Step 3

    Pass the evaluation

    12% or 10% + 5%
    1-Step or 2-Step; Instant skips this.
  4. Step 4

    Qualify and verify

    5 days or 20%
    Trading days (1-/2-Step) or consistency (Instant), plus SumSub KYC.
  5. Step 5

    Request a reward

    $100 minimum
    On demand; admin approval, then RiseWorks or crypto.

Our verdict on VerticalProp

What VerticalProp publishes. List prices run from $65 (2-Step, $5K) to $999 (Instant, $100K), one-time, and the help centre's live rules table sets out each model's targets and limits, with worked examples. The 1-Step and 2-Step pair a static 6% floor with no time limit and no consistency rule.S1S2

What is unresolved. Its marketing and its legal documents disagree on whether funded accounts trade real capital (C1), whether Vertical can take the other side of your trades (C2) and the combined capital cap (C3). The split without the add-on, the add-on's price and the restricted-country list are not published.S1S15S3S4S2

What is unverified. Vertical LLC says it is not regulated, and its Terms date from January 2026. Its claims of 339 traders (About) or “300+” (homepage), $1.52B in platform volume, a 2h 51m average payout and on-chain payins and payouts are its own, and every payout needs an admin's approval.S3S16S1S15S5

How we review & sourcing: built from VerticalProp's 14 core official documents and help-centre articles as published on 16 Oct 2026, plus 14 supporting pages. We did not buy an account, trade or request a payout. Sources and method

Bottom line · Cheap entry and clearly written core rules, but a very new firm that says it is not regulated and whose marketing contradicts its own legal documents on capital, counterparty and caps. If you buy, start small, get the split and the add-on price in writing, and treat the fee as money you can afford to lose.

Pros

  • List prices from $65, plus a free 14-day trial
  • Static 6% floor and no time limit on 1-Step and 2-Step
  • No consistency rule outside Instant
  • News trading and weekend holding allowed
  • On-demand payouts from $100, with no payout fee

Cons

  • Official pages conflict on at least 8 points
  • Split without the add-on, and its price, unpublished
  • Policy lets Vertical copy, A-book or B-book your trades
  • No published restricted-country list
  • No algos or AI agents; browser-only platform

Who VerticalProp may suit

May suit

  • Crypto traders who want a static 6% floor and no time limit (1-Step, 2-Step)
  • Traders testing a new firm cheaply: $65 entry, or a free 14-day trial
  • Discretionary traders happy with a browser-only terminal
  • Swing traders who hold overnight and over weekends (financing is charged daily)

Use caution if you

  • Trade with bots, algorithms, AI agents, HFT, grid or martingale
  • Need FX, single stocks or a MetaTrader platform
  • Want the base split and the add-on price before paying
  • Need a regulated firm or a long payout record
  • Hedge, or copy another trader's signals

Availability & country restrictions

The Terms exclude residents or citizens of restricted jurisdictions and anyone on EU, OFAC, UN or US sanctions lists, and say the current list is on the website. We found no such list on either site; the homepage's risk warning only excludes people where use would break local rules.S3S1

Restricted countries: Not published.

With no published list, nothing here confirms that your country is accepted; ask support before you pay. The Terms also forbid getting around geographical restrictions.

Account sizes, fees and discounts

VerticalProp charges a one-time USD fee. These are the 15 list prices in its homepage selector on 16 Oct 2026, matching the help centre's live rules table; the cheapest is $65 for a $5K 2-Step.S1S2

List prices by model (USD)

Size1-Step2-StepInstant
$5K$69$65 (lowest list price)$95
$10K$109$99$155
$25K$225$215$329
$50K$485$395$599
$100K$865$659$999

Checked 16 Oct 2026, 02:18–02:46 UTC. The $50K tier is sold as “$50K +$10,000” on every model, and the help centre's rules table lists it as a $60K account at the same prices. The homepage does not say what the bonus is; if the starting balance is $60,000, a 10% target is $6,000 rather than $5,000. The free trial is not shown.

Promotions and add-ons

ItemPrice or endStatus
Referral discount“10% Discount for your affiliates”, which appears to mean traders an affiliate refers, tracked by a referral link or community discount codeNo end date, scope or stacking rule statedUnverifiedS17
Affiliate tier codeA “30% Discount” code that an affiliate unlocks “for you” after 5 referred sales; who may use it, and on which accounts, is not statedNo end date or scope statedCode needed; unverifiedS17
Profit-split add-onRaises the split; the rules table shows only the highest, “Up to 95%”Not publishedCheckout add-on, on some challengesS2S11S6
ResetRestart a phase at the starting balanceAdvertised as “20% off”; base not statedTerms not publishedS1S15
CommissionA percentage of notional, on entry and again on exit; RAW spreadsSet per instrumentPer tradeS21S2
Overnight financingDaily rate on notional at the 21:00 UTC rollover; no triple swapSet per instrumentPer day heldS21S2
Perpetual fundingThe venue's live rate, on some crypto perpetualsLive rate, shown in the terminalTypically every 8 hoursS21S2

We tested no checkout, so no code is shown. A 25% “Launch offer” still embedded in the homepage data ended on 1 Oct 2026 and is not displayed. The affiliate page says a referral link or community code tracks the referred trader for life, repurchases included. No activation fee is published; the funded account is included after the evaluation.

Key trading rules by model

No paid model has a time limit or minimum trading days, but the Terms require you to activate a challenge by opening a first trade within 30 days. Every limit is checked against live equity, open trades included.S2S3

Rules by model and stage

Rule1-Step2-StepInstantSources
Profit targetevaluation12%, one phase10%, then 5%None; starts in the funded phaseS2S1S11
Minimum trading daysevaluationNoneNone in either phaseNot applicableS2
Daily loss limitall stages3%, reset at 17:00 New York3%, reset at 17:00 New York3%, reset at 17:00 New YorkS2
Maximum loss (of starting balance)all stages6%6% in every phase5%S2S1
Drawdown typeall stagesStatic: fixed at 94% of the starting balanceStatic: fixed at 94% of the starting balanceTrails the peak by 5% of the starting balance; locks at the starting balanceS2
Time limitall stagesUnlimitedUnlimitedUnlimitedS2S1
Consistency rulefundedNoneNone20% best-day rule, checked at payoutS2S1S11

Free trial: 14 days in Instant, 1-Step or 2-Step form, $5K–$100K, with no card and no profit share; the 1-Step and 2-Step trials need 3 trading days per phase, and you can hold one at a time.S2S11S15

Funded gates without values: the funded-account page also lists minimum profitable days, an inactivity timeout and martingale and one-side-betting detection, but gives no figures for any model.S10

Daily limit and drawdown floors

The daily limit resets at 17:00 New York. The help centre says each challenge measures it either as a fixed share of the starting balance or from the day-open level, read from equity by default, but does not say which the paid models use; the homepage labels it “Daily Loss (Balance)”. On $100K that is $3,000 a day, or $3,120 after a $104,000 open. The 1-Step and 2-Step floor stays at $94,000; Instant's starts at $95,000, follows the peak $5,000 behind and locks at $100,000 once the peak reaches $105,000.S2S1

Payout gates

Instant's 20% consistency rule is checked only when you request a payout and blocks the request rather than breaching the account: a $200 best day needs $1,000 of net profit, fees and funding included. Funded 1-Step and 2-Step accounts need 5 trading days, each with at least one closed trade, in every payout cycle.S2S11S7

Strategies, algos and copy trading

Scalping is allowed, and there is no five-minute restriction around economic announcements for indices or commodities. HFT, grid and martingale, hedging within or across accounts, copying other traders, arbitrage and one-side betting are banned, and opening trades just before a market closes to catch the gap breaches the account. Algorithmic and agent-driven trading is not funded “at this time”, and the Claude and ChatGPT connector is read-only. Copying between your own accounts is allowed only “under specific conditions” that are not published.S2S19S1S27

Costs and execution

Spreads are RAW; you pay commission on notional at entry and exit, a daily overnight rate at the 21:00 UTC rollover with no triple swap, and the live funding rate on some crypto perpetuals. Orders fill at the live bid or ask with no slippage model, and instruments can carry a notional cap shared across all your accounts. A challenge can override the default rates and leverage, and the A-Book Policy lets Vertical change execution (C6).S21S24S2S4

What happens when a rule is broken

TriggerApplies toConsequence
Equity touches the daily or maximum loss lineAll models and stagesterminationImmediate failure; restarting needs a new feeS2
Best day above 20% of profit when you request a payoutInstantpayout delayPayout blocked; the account stays activeS2S11
Fewer than 5 trading days in the payout cycleFunded 1-Step and 2-Steppayout delayPayout blocked until metS2S7
Opening positions just before a market closes to catch the gapAll stagesterminationAccount breach; ordinary overnight holding is allowedS2S19
Account sharing, exploits, copying others, latency arbitrage, HFT, grid or martingaleAll accountsterminationPermanent ban; no refunds, no appealsS2
Forbidden practices or excessive risk per trade ideaAll accountsprofit excludedterminationTrades can be cancelled or removed, leverage cut and agreements ended, with no fee refundS3
Martingale or heavily one-sided trading detectedFundedterminationWarning or breachS10
No trade for 30 days or moreAll accountsterminationVerticalProp may terminate; funded accounts also carry an inactivity timeoutS3S10
A payout leaves equity on a locked floorInstant, when its payout lock is onterminationImmediate breach, e.g. $105,500 withdrawn down to exactly $100,000S5
Compliance concern, verification issue or wrong payout detailsFundedpayout delayPayout held or rejected; a rejected amount returns to the accountS20S9

Payouts and profit sharing

Every request needs a funded account in profit, closed positions and cancelled orders (when trading pauses during payouts, the default), SumSub KYC and no other request open; only realized profit above the starting balance counts. The Payouts FAQ places the first payout after an “initial trading period” that no page defines.S7S6S8S20

Payout terms by model

Term1-Step and 2-StepInstantSources
Payout frequencyOn demandOn demandS2S5
Trading days per payout5 per cycle; a day counts with a closed tradeNone listed in the rules tableS2S7
Minimum request$100, gross (before the split)$100, gross (before the split)S2S6
Split without the add-onNot publishedNot publishedS2S11
Highest split (rules table)Up to 95%; whether this model reaches it with the add-on, and the add-on's price, not publishedUp to 95%; whether this model reaches it with the add-on, and the add-on's price, not publishedS2S11
ApprovalAn admin accepts or rejects; no time statedAn admin accepts or rejects; no time statedS5S9
Loss floor after a payoutUnchanged (static floor)Drops by the payout, or locks at the starting balance; setting not statedS5S2

Methods: RiseWorks by default, paying USDC to your RiseWorks account (then bank transfer, USDC or a local rail) 1–3 business days after approval; or, where enabled, crypto straight to your own wallet the same day after approval (USDT or USDC on several networks, BTC, ETH, BNB, SOL, LTC or DOGE), in whole dollars after the split. VerticalProp charges no payout fee; your bank may.S6S8S9

No pledge on approval time

Each request waits for an admin to accept or reject it, and no page gives a time for that step; the 1–3 business days or same-day delivery count from approval. The About page's 2h 51m average and “in hours, every time” are the firm's own figures (C5), which we did not test.S5S6S16

What you actually receive

Only realized profit above the starting balance can be withdrawn, and the $100 minimum is measured before the split. On $100K, closing out at $104,000 leaves $4,000 eligible. The split without the add-on is not published: at the payout guide's example 80% you would receive $3,200, at the homepage graphic's implied 90% $3,600, and at 95% $3,800.S7S6S9S1S2

Instant after a payout

The payout leaves the simulated account at once, and the daily limit moves down with it. Instant's trailing floor then either drops by the payout or locks at the starting balance, a setting the help centre does not state for Instant; with the lock, withdrawing from $105,500 to exactly $100,000 breaches the account.S5S2

Official information that needs clarification

VerticalProp's marketing pages (homepage, About and its site summary), help centre and legal pages disagree with one another on at least 8 points; the key ones are listed below. The Terms are dated 15 Jan 2026 and the help articles carry no dates; none of the points was resolved when we checked on 16 Oct 2026, and smaller differences are noted inline. Ask support in writing which version applies to you.S1S3S2

Where VerticalProp's documents disagree

IssueSource ASource BPractical implication
C1Whose capital funded accounts tradeHomepage, site summary, AboutS1S15S16S14You trade “our capital” or “Vertical's capital” once funded; the site summary (“Evaluations are simulated; funded payouts are real money”) and the Simulated Trading Disclaimer describe only the evaluation as simulatedTerms, What is VerticalProp?, homepage risk warningS3S12S1Funded accounts are simulated too: no real trades, capital with no monetary value, and rewards paid by Vertical LLC from its own funds; the homepage footer says Vertical “operates solely as a provider of simulated trading environments”At $100K your real-money exposure is the $659–$999 fee; a payout is a reward Vertical LLC pays from its own funds, not a share of market profits.
C2Who takes the other side of your tradesSite summaryS15“Vertical is never the counterparty to a trade.”Copy Trading & A-Book Policy, What is VerticalProp?S4S12Vertical may copy funded traders' positions and A-book or B-book some or all trades, changing its approach without noticeTermsS3On funded accounts “no real trades are executed”In industry usage, B-booking means Vertical takes the other side of your trades; the policy itself warns that its interests and yours may not align.
C3Maximum combined capitalHomepage and About FAQS1S16Up to $300,000 at once, spread across accounts (starting allocation)TermsS3Passing requires not exceeding USD 400,000 of aggregate capital; Vertical may also limit capital across you and affiliated partiesThree $100K accounts fit both; a fourth $100K account fits the Terms but not the FAQ.
C4What you can tradeHomepage, About FAQ, site summaryS1S16S15Cryptos, indices, commodities, stocks and pre-IPO, 24/7 (homepage and About FAQ), with FX added in the site summary; the homepage ticker shows TSLA, GOOG and NVDAChallenge Rules, Trading FAQS2S19About 100 crypto pairs, gold, silver, US100, US500, WTI and BrentIf you want FX, single stocks or pre-IPO names, the help centre lists none of them; check its instruments page in a browser before you pay.
C5How fast payouts arriveAboutS16“From request to wallet in hours, every time”, with a 2h 51m averagePayout Guide, Payouts, ContactS6S5S25An admin approval with no stated time, then 1–3 business days (RiseWorks) or the same day (crypto, where enabled); payout inquiries are answered in 48–72 hoursA RiseWorks payout approved on a Friday is due Monday to Wednesday under the help centre, after an approval of unstated length.
C6Whether conditions can change after you startHomepage FAQ, About, site summaryS1S16S15Rules are fixed when you begin: “Nothing changes mid-challenge.”Copy Trading & A-Book Policy, TermsS4S3Execution delays, slippage models, position limits and leverage restrictions can be changed for risk management; after a violation leverage can be cut; the Terms can be amended on 7 days' noticeTerms of Service SummaryS13“We may modify these terms at any time”, and challenge parameters tooYour target and loss limits stay as enrolled, but leverage, position limits and fills can change on an open account; the help centre's “no slippage model” describes today's fills only.
C7Getting the funded account after passingWhat is VerticalProp?S12Successful traders “receive a funded account of the same size as their challenge”Terms, Terms of Service Summary, Phase 2S3S13S18You “may be offered” one, on additional terms that are not published; it is “a privilege, not a right” and activates on approvalUnder the Terms, passing does not by itself entitle you to the funded account, and the $65–$865 evaluation fee is non-refundable either way.
C8Ending the agreement without causeTermsS3Either party may terminate on at least 14 days' written noticeTerms of Service SummaryS13“Either party may terminate the agreement at any time.”The Terms give 14 days' notice before a no-fault closure; the summary, which says the full Terms govern, drops it.

Marketing claims the documents qualify

  • “keep up to 95% of your profits” is the highest split in the rules table. The help centre says some challenges offer a checkout add-on that raises the split, but publishes neither the add-on's price nor the split without it; its payout examples use 80%, and the homepage's “How It Works” graphic shows a $3,600 payout from $4,000 of profit (90%).S1S2S11S6S9
  • “scale up automatically” becomes, in the help centre, a line that profitable traders “may be eligible” for scaling, with no plan or figures.S1S10
  • “withdraw profits in USDT” holds only where direct crypto payouts are enabled; the default rail, RiseWorks, pays USDC.S1S6S8
  • “Our team is online around the clock, every day.” The help centre quotes 24–48 hours by email and 48–72 hours for payout inquiries.S1S25
  • “thousands of funded traders” compares with 339 traders on the About page and “300+” in the homepage's own call to action.S1S16
  • “Payins and payouts settled on-chain, fully verifiable.” The Terms also accept card payments for fees, and we did not check any on-chain record.S15S3

Refunds, resets, rewards and scaling

Separate programs with separate conditions. The only cash refund is the consumer withdrawal before your first trade; resets and scaling are advertised without published terms.S3S1S10

Programs and their terms

ProgramWhat the documents sayPaid asStatus
Withdrawal before useConsumers may withdraw within 14 days, but not after the first simulated trade; refunds go to the same payment method within 14 daysS3CashPublished
Fee refund after passing or a payoutNone: challenge fees are non-refundable, including after you pass or receive payoutsS3S2S20Not offeredPublished
ResetAdvertised at “20% off”; no help article sets its price or terms, and a breached account needs a new feeS1S15S2DiscountNot published
Free trial14 days, no card, $5K–$100K, in Instant, 1-Step or 2-Step form, one at a time; no profit share and no payoutsS2S11S15Free accountPublished
ScalingProfitable traders “may be eligible”; no plan, targets or increments are publishedS10S1Not publishedNot published
The Summit competitionMarked “Coming Soon”, with a claimed $1,000,000 monthly prize pool; competition accounts pay out only if a competition says soS1S11PrizesNot published

Account progression

Starting size, combined cap and scaling are three different numbers.

Starting account

$5K to $100K per account, one-time fee; the $50K tier carries a “+$10,000” bonus ($60K in the rules table).S1S2

Combined cap

$300,000 at once across accounts (homepage FAQ) or USD 400,000 (Terms); see C3 in the conflicts table.S1S3

Scaling

No plan is published: profitable traders “may be eligible”, although the homepage says you “scale up automatically”.S10S1

Markets, platforms, KYC and support

What you can trade

About 100 crypto pairs, gold and silver, the US100 and US500 indices, and WTI and Brent oil, which the site's risk warning describes as perpetual futures; crypto is priced from OKX and the rest from Hyperliquid, per the site summary. Marketing also advertises stocks, FX and pre-IPO, which the help centre's catalogue does not list (C4). Per-instrument leverage, notional caps and fees sit on an instruments page whose table loads only inside the browser; we did not read it.S2S19S1S15S23

Leverage: the homepage advertises up to 1:10. The help centre publishes no fixed cap: you pick leverage per position up to a per-instrument ceiling, a challenge phase can raise or lower that ceiling, and the order ticket shows the limit that applies.S1S22S19

Simulated accounts and company

The Terms say challenge and funded accounts are both simulated: no real trades are executed, the capital has no monetary value, and rewards are paid by Vertical LLC from its own funds rather than from trading profits. Your real-money exposure is the fee, although marketing says you trade “our capital” (C1). The Copy Trading & A-Book Policy separately lets Vertical copy your trades and A-book or B-book them (C2).S3S12S1S4

Operator
Vertical LLC, a Delaware limited liability companyS3
Registered office
8 The Green, Suite R, Dover, DE 19901, United StatesS3S1
Registration
Not publishedS3S1
Regulation
Says it is not regulated by any financial authorityS3
Governing law
Delaware law; Delaware courtsS3
Liability
Capped at the fees paid for the service concernedS3
Brand
“Vertical” on the marketing site; “VerticalProp” in the help centre and TermsS1S3
Backing
“Backed by WarburgAI”, which the homepage says its CTO founded; not verifiedS1

Platforms

  • VerticalProp web platformProprietary

    In-house browser terminal with Vertical Chart, which the About page says is built on OKX products; asked about a mobile app, the help centre says only that the platform works in mobile browsers, and the documents name no other platform.S12S16S26

KYC and payout ownership

  • SumSub identity check: government ID, a selfie and, in some regions, proof of address. It is required to trade a payout-enabled account and to withdraw, and Instant accounts start in that funded phaseS8S11
  • RiseWorks payouts also need RiseWorks' own identity check; direct crypto payouts do notS8
  • Your profile name must match your ID for payouts; crypto goes to a wallet address you enter with each requestS28S8
  • The Terms exclude anyone on EU, OFAC, UN or US sanctions lists or with a financial-crime recordS3

Support

Channels: Discord (which it recommends) and email (support@verticalprop.com). The help centre quotes 24–48 hours for email, 24–72 hours for account issues and 48–72 hours for payout inquiries, while the homepage says the team is “online around the clock”; we did not test either. The Terms aim to resolve complaints within 30 days.S25S1S3

VerticalProp FAQ

What is VerticalProp?

A crypto-first prop firm run by Vertical LLC, a Delaware company, and branded “Vertical” on its homepage. It sells 1-Step, 2-Step and Instant accounts on its own browser-based platform.S3S1

Are VerticalProp accounts simulated?

Yes. The Terms say challenge and funded accounts are both simulated and the capital has no monetary value; your real-money outlay is the fee, and rewards come from Vertical LLC's own funds. The homepage still says you trade “our capital”.S3S12S1

Which account models can I buy?

1-Step, 2-Step and Instant, each at $5K, $10K, $25K, $50K and $100K. The $50K tier is sold with a “+$10,000” bonus and listed as $60K in the rules table. A free 14-day trial is also offered.S1S2

How do the three models differ?

1-Step: a 12% target. 2-Step: 10%, then 5%. Both have a 3% daily limit, a static 6% floor, no consistency rule and 5 trading days per payout cycle. Instant skips the evaluation and uses a 5% trailing floor that locks at the starting balance, plus a 20% consistency check at payout.S2

How much does VerticalProp cost?

One-time list prices run from $65 (2-Step, $5K) to $999 (Instant, $100K): $69–$865 for 1-Step, $65–$659 for 2-Step and $95–$999 for Instant. Trades also pay commission and overnight financing.S1S2S21

How do the daily limit and drawdown work?

The 3% daily limit resets at 17:00 New York, and every limit is checked against live equity, open trades included. 1-Step and 2-Step keep a static floor 6% below the starting balance; Instant's floor trails the peak by 5% and locks at the starting balance.S2

When can I request a payout?

On demand once a funded account is in profit: a $100 gross minimum, closed positions (by default), KYC and one request at a time. 1-Step and 2-Step need 5 trading days per cycle; Instant must pass its 20% consistency check. An admin approves every request.S2S7S5

What profit split do I get?

VerticalProp advertises “Up to 95%”, the highest split in its rules table. The help centre says some challenges offer a checkout add-on that raises the split, but it does not say which, what the add-on costs or what the split is without it; its payout examples use 80%. Ask before you buy.S2S11S9

Is the fee refundable?

Only if you withdraw as a consumer within 14 days and before your first simulated trade. After that, fees are non-refundable, including after you pass or receive a payout.S3S2

Which platform does it use?

Its own browser-based terminal with Vertical Chart; no other platform is documented. Algorithmic and AI-agent trading is not funded, and the Claude and ChatGPT connector is read-only.S12S1S27

Which countries are restricted?

The Terms refer to a restricted-jurisdiction list on the website, but we found none, so ask support before buying. People on EU, OFAC, UN or US sanctions lists are excluded.S3

Who runs VerticalProp, and what is unverified?

Vertical LLC of Delaware, which says it is not regulated. Its trader counts, $1.52B volume, 2h 51m average payout and on-chain claims are its own. We did not buy an account, trade or request a payout.S3S16S1

Considering VerticalProp?

List prices from $65. Ask VerticalProp in writing for the split without the add-on, the add-on's price and the restricted-country list before you buy.

Crypto-focused alternatives to consider

New firms on our board with their own crypto terminals or a similar 1-Step, 2-Step and Instant lineup, and a reviewed crypto firm.

Sources, methodology and disclosure

Official documents, checked 16 Oct 2026

  1. S1Homepage and account selectorverticalprop.com/ · checked 02:18 UTCSelector (three tabs, 15 prices), FAQ and footer; selector script re-checked at 02:30 UTC.
  2. S2Challenge Rulesapp.verticalprop.com/help/challenges/rules · checked 02:19 UTCLive rules table, which the page says is “read live from our current challenge configuration”.
  3. S3Terms and Conditionsapp.verticalprop.com/help/legal/terms-and-conditions · checked 02:18 UTCLast updated 15 Jan 2026.
  4. S4Copy Trading & A-Book Policyapp.verticalprop.com/help/legal/copy-trading · checked 02:19 UTC
  5. S5Payouts (challenges)app.verticalprop.com/help/challenges/payouts · checked 02:19 UTC
  6. S6Payout Guideapp.verticalprop.com/help/payouts · checked 02:19 UTC
  7. S7Payout Eligibilityapp.verticalprop.com/help/payouts/eligibility · checked 02:19 UTC
  8. S8Payout Setupapp.verticalprop.com/help/payouts/setup · checked 02:19 UTC
  9. S9Requesting Payoutsapp.verticalprop.com/help/payouts/requesting · checked 02:19 UTC
  10. S10Funded Accountapp.verticalprop.com/help/challenges/funded-account · checked 02:19 UTC
  11. S11Account Typesapp.verticalprop.com/help/getting-started/account-types · checked 02:19 UTC
  12. S12What is VerticalProp?app.verticalprop.com/help/getting-started/what-is-verticalprop · checked 02:19 UTC
  13. S13Terms of Service Summaryapp.verticalprop.com/help/legal/terms · checked 02:19 UTCSays it is a summary and that the full Terms govern.
  14. S14Simulated Trading Disclaimerapp.verticalprop.com/help/legal/disclaimer · checked 02:19 UTC

Also checked the same day

  • S15Site summary (index.md)verticalprop.com/index.md · checked 02:18 UTCThe homepage's machine-readable version, published by the firm.
  • S16Aboutverticalprop.com/about · checked 02:18 UTC
  • S17Affiliate programverticalprop.com/affiliate · checked 02:18 UTCOpened directly, without any referral link or code.
  • S18Phase 2: Verificationapp.verticalprop.com/help/challenges/phase-2 · checked 02:19 UTC
  • S19Trading FAQapp.verticalprop.com/help/faq/trading · checked 02:19 UTC
  • S20Payouts FAQapp.verticalprop.com/help/faq/payouts · checked 02:19 UTC
  • S21Fees Overviewapp.verticalprop.com/help/fees · checked 02:19 UTC
  • S22Understanding Leverageapp.verticalprop.com/help/margin/leverage · checked 02:19 UTC
  • S23Instruments, Notional Limits & Feesapp.verticalprop.com/help/platform/instruments · checked 02:19 UTCIts table loads in the browser from a data feed the firm's robots.txt closes to automated readers; not read.
  • S24Slippageapp.verticalprop.com/help/order-execution/slippage · checked 02:19 UTC
  • S25Contact Usapp.verticalprop.com/help/support/contact · checked 02:19 UTC
  • S26Technical FAQapp.verticalprop.com/help/faq/technical · checked 02:19 UTC
  • S27Connect Claude & ChatGPTapp.verticalprop.com/help/tools/ai-assistant · checked 02:19 UTC
  • S28Profile Settingsapp.verticalprop.com/help/account/profile · checked 02:19 UTC

How this review was researched

We read each official page in full, logged every claim with its model, stage and source, and re-fetched all pages on 16 Oct 2026 (02:18–02:46 UTC). We read only pages VerticalProp's robots.txt opens to automated readers, so its transparency figures and data feeds were not used. “Published” means VerticalProp says it, not that it is proven. Our methodology

Affiliate disclosure

Up Trade Funded is reader-supported. “Visit VerticalProp” buttons use our referral link and we may earn a commission; that does not change this review. Source links carry no referral. Affiliate disclosure

Figures come from VerticalProp's official documents, checked 16 Oct 2026. Terms change often; confirm the current version on verticalprop.com before buying.