Topstep vs My Funded Futures
Quick answer: Topstep comes out ahead in our head-to-head, winning 3 of 4 decided metrics. Here is the full breakdown so you can decide for your own strategy.
Rating shape
Four scoring dimensions, overlaid.
| Metric | Topstep | My Funded Futures |
|---|---|---|
| Up Trade Funded score | ✓92 | 89 |
| Profit split | ✓90% | 80% |
| Max payout (verified) | Up to $12k cap | ✓Bi-weekly (14 days) |
| Cheapest account | ✓$49 | $95 |
| Max capital | $150K | $150K |
| Exclusive discount | 30% | 30% |
| Evaluation | 1-step | 1-step |
| Payout speed | 1-3 days | 1-2 days |
| Payout method | ACH / Wire / Wise | Riseworks |
| Promo code | RADAR30 | RADAR30 |
The verdict
Topstep is our pick in this match-up. Topstep is the friendliest on-ramp to futures funding. If you are newer and want structure and coaching over the absolute cheapest deal, start here — and add a Daily Loss Limit to double your payout cap.
Prefer the other option? My Funded Futures: One of the best-rated newer futures firms — four flexible plans, deep platform support and a stellar 4.9 Trustpilot score. A strong Topstep/Apex alternative, if the 80% split works for you.
Topstep vs My Funded Futures — FAQ
Is Topstep better than My Funded Futures?+
On our data, Topstep edges it — winning 3 of the compared metrics, including a Up Trade Funded score of 92/100. But the right pick depends on your market and budget; see the table above.
Which is cheaper, Topstep or My Funded Futures?+
Topstep has the lower entry price (from $49), before exclusive discount codes are applied.
More comparisons
Figures compiled from each firm's official website and Prop Firm Match, last updated July 2026. "Visit" links are affiliate links.